Festive Giveaway

Sendwave Festive Promotion

Official Rules

  1. PROMOTION SPONSOR AND PROMOTION PERIOD: The Sponsor of the Promotion is Chime Inc (dba Sendwave) 100 Hano Street, Suite #9, Boston MA, 02134. The Sendwave Festive Promotion (the “Promotion”) begins at 13:00 Eastern Time (“ET”) on December 4, 2023 and ends at 23:59 ET on December 11 2023 (the “Promotion Period”). All references to date and time are to United States Eastern Time. Please see world clock for time zone conversion information. The computer clock of the Sponsor is the official time-keeping device in the Promotion. 

  1. ELIGIBILITY: The Promotion is open only to legal residents of the 50 United States, the United Kingdom (excluding Northern Ireland) and Canada, (excluding Quebec) who are age of majority or older in their country of residence as of date of entry, and have signed up to the Sendwave app before or during the entry period (the sign-up process is free and simple) and have made a money transfer as per 3.a below. Employees, officers and directors of the Sponsor”, and their respective parent companies, affiliates, subsidiaries, advertising, contest, fulfilment and marketing agencies, (collectively, “Promotion Parties”) their immediate families (parent, child, sibling and spouse and their respective spouses, regardless of where they reside) and persons living in the same households as such individuals (whether related or not) are not eligible to participate in this Promotion or win a prize. By participating in this Promotion, you agree to these Official Rules and to the decisions of the Sponsor, which are final and binding in all respects. Void in any country or jurisdiction not listed above and where prohibited by law, rule or regulation. 

  1. HOW TO ENTER THE PROMOTION: There are two ways to enter this Promotion:

  1. MONEY TRANSFER: To enter, log into your Sendwave account and within the Promotion Period complete a successful money transfer transaction to a recipient you know in Kenya, Ghana, Nigeria, Tanzania, Uganda or Liberia of a minimum amount of: two hundred United States dollars for people sending from the United States (USD$200), two hundred Canadian dollars for people sending from Canada (CAD$200), or two hundred pounds for people sending from the UK (GBP£200). Upon completing your money transfer/s, you will receive one (1) entry into the Sweepstakes for a minimum of $USD300/CAD$300/£300 transferred, with multiple entries (limited up to five entries) for multiples of $USD100/CAD$100/£100 sent thereafter whether in a single or in multiple transactions during the Sweepstakes period.

  1. A successful money transfer transaction means a transaction that has been successfully paid out to and received by the intended recipient using the Sendwave app. Transactions which are incomplete, voided, undelivered, cancelled or refunded, for whatever reason will not be considered as a successful money transfer transaction for the purposes of this Promotion.  

  1. ALTERNATE METHOD OF ENTRY (AMOE): To enter without completing a money transfer, visit [TBC] (the "Website") and enter your true and correct information, including your email address associated with your Sendwave account, on the registration form in the required fields (required fields include full name and phone number). Upon registering, you will receive one (1) Entry into the Prize Draw. A total maximum of five (5) entries are permitted. 

There is a limit of up to five (5) entries per person, regardless of what method of entry is chosen by the entrant. All duplicate entries will be automatically disqualified. 

  1. There is no additional entry fee to enter the Promotion.

  1. The Sponsor reserves the right to reject an entry, where an Entrant is in breach of these Promotion terms and conditions and / or where any money transfer is made and / or entry received by us before or after the Promotion Period.

  1. Unfortunately we cannot accept responsibility for any entries not received by us for any reason and we cannot guarantee entry for mis-spelt, corrupt or ineligible entries, or entries where any of the information provided is incorrect.

  1. We will not tolerate any attempts to excessively manipulate the outcome in any of our Promotions. No bulk, automated, machine assisted, third-party, syndicate, or other group entries will be accepted, including using multiple emails or Sendwave accounts. We will disqualify any entries which in our reasonable opinion appear to have used any of these methods.

  1. PRIZES: There are five (5) individual prizes available to be won in this Promotion. Winners will have a choice of one (1)  of three (3)  prizes: a shopping spree, a flight spree or Sendwave credit of up to the value of USD$1000 / CAD$1,363 / GBP £819 (the “Prize”). The total approximate retail value of all Prizes is USD $5,000.00. Each Prize includes a shopping spree awarded to a single Sendwave user through an Amazon e-gift card up to the value of USD $1,000 only or a round trip ticket awarded to a single Sendwave user to their destination of choice up to the value of USD $1,000.00 only or free USD $1,000.00 Sendwave credit awarded to a single Sendwave user to be added to any amount sent on the next transaction.

Prizes will only be awarded upon winner redemption, confirmation, verification and final approval of the Sponsor. Winners will be required to sign an eligibility and liability release and any winners from the United States will be required to complete a 1099 tax form in order to receive the Prize.

  1. Shopping spree: The Prize will be fulfilled by a third-party provider, Amazon www.amazon.com - The winner’s details will be provided to the third-party provider and the winners will receive their e-gift cards via email. The sponsor reserves the right to change the third-party provider. In order to redeem a Prize, the winner will need to agree to any terms and conditions of the Sponsor and the third party provider, including time frames for redemption, otherwise, the Prize will be invalidated.  

If the cost of the shopping spree is more than USD$1,000 / CAD$1,367/ GBP £820, the winner will be required to pay the additional cost for the shopping spree. If the price of the shopping spree is less than USD$500 / CAD$680/ GBP £400, the winner will still be able to use the remaining balance in their e-gift card for future purchases with the third party provider.

  1. Flight voucher: The Prize will be fulfilled by a third-party provider, Flight Gift www.flightgift.com - The winner’s details will be provided to Flight Gift and the winners will be required to work with Flight Gift to redeem their prize and book their flights. Sponsor reserves the right to change the third-party provider. In order to redeem a Prize, the winner will need to agree to any terms and conditions of the third party agency and airlines, including timeframes for redemption and bookings, otherwise the prize will be invalidated.

    If the cost of the flight is more than USD$1,000 / CAD$1,367/ GBP £820, the winner will be required to pay the additional cost for the flight. If the price of the flight is less than USD$1,000 / CAD$1,367/ GBP £820, the winner will be given the remaining balance as a credit voucher. The same rules as outlined in these terms and conditions will apply to any subsequent flight booked with the credit voucher. All winners are responsible for ensuring they meet any legal requirements for travel including holding a valid passport and any visa requirements. Prize may be considered a taxable benefit and the winner will be directly responsible for any taxes payable.

  2. Sendwave credit: The prize will be automatically added to any amount sent on the next transaction. If a transaction is cancelled, the promotional credit will be returned to the user’s account and applied to the next transaction. Fees and charges will still apply. This promotion cannot be abused and cannot be used in conjunction with other offers. We reserve the right to alter, suspend or cancel this promotion at any time. You are liable for any personal tax consequences and compliance with relevant law in relation to this promotion. Our app terms and conditions, found below, apply alongside these specific Terms and Conditions.

Prize may be considered a taxable benefit and the winner will be directly responsible for any taxes payable. 

5. PRIZE RESTRICTIONS: No substitution, transfer of any Prize or cash alternative permitted, except by Sponsor who reserves the right, in its sole discretion, to substitute a Prize of equal or greater value, if Prize, or portion of prize, becomes unavailable. Sponsor is not responsible for late, lost, stolen, damaged, delayed, or undelivered Prizes.

All travel is subject to availability. The Prize is for the cost of a flight only. It does NOT include additional or incidental travel related costs such as (but not be limited to) spending money, accommodation, insurance, travel to or from airports or other general transportation costs, costs for food or beverages, costs associated with seat allocation or baggage, etc. Such costs will need to be paid for by the winner. Country of origin for flight is the relevant country or US State where the winner resides.

6. PRIZE DRAW: The Promotion will consist of  five (5) individual drawings, where one winner selected will win one prize, for a total of five (5) winners. Winners will be selected via an electronic randomised drawing process. The Prize draw will be conducted in the United Kingdom on December 12, 2023 from all eligible entries received during the Promotion Period.

Winners will be contacted via email and for all valid and verified winners, Prizes will be delivered within 30 days of the draw. If a winner cannot be contacted 1 month after contact, the Sponsor reserves the right not to award the Prize, or conduct a re-draw.

7. ODDS OF WINNING: Odds of winning depend on the number of eligible entries received during the Promotion Period.


8. GENERAL: Each winner hereby expressly grants to the Sponsor and their respective designees all rights to use and publish his/her name, likeness (photographic or simulated), voice, and place of residence for all purposes, including without limitation,  advertising, marketing, promotional and publicity purposes in connection with this Promotion (“Advertising”), in any and all media now or hereafter devised, worldwide in perpetuity, without any form of notice or any amount or kind of compensation or permission, except where prohibited by applicable law. All copyright, trademark or other intellectual property rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winning participant hereby disclaims and waives any claim of right to such Advertising.. Such Advertising shall be solely under the control of Sponsor and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible claims of misuse of such winning recipient’s name, likeness or voice under contract, tort or any other theory of law. The Sponsor does not assume any responsibility for any disruption in the Promotion, including but not limited to the failure or interruption of any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and other statements contained in any Promotion materials and the terms and conditions of these Official Rules, these Official Rules shall prevail, govern, and control. In no event will more prizes be awarded than those listed in Rule #3.  All federal, state, provincial/territorial and local laws and regulations apply.  All decisions as to these Official Rules and interpretations thereof are exclusively within the sole discretion of the Sponsor and may be changed from time to time without notice.  The Sponsor reserves the right to cancel or modify the Promotion at any time without notice. A potential winner may be requested to provide the Sponsor with proof that the potential winner is the authorized account holder of the email address associated with the winning Entry. If, in Sponsor’s sole determination, a dispute cannot be resolved, the Entry will be deemed ineligible. Entries generated by a script, macro or other automated means will be disqualified.  Entries that are incomplete, garbled, or corrupted are void and will not be accepted. 

9. CONDUCT: By participating in this Promotion, you agree to be bound by these Official Rules and any third party conditions required for fulfillment of the Prize. The decisions of the Sponsor, shall be final, binding and non-appealable in all respects. Failure to comply with these Official Rules may result in disqualification. The Sponsor reserves the right at their sole discretion to disqualify any individual found to be tampering with the participation process or the operation of the Promotion or to be acting in any manner deemed by the Sponsor to be in violation of the Official Rules or to be acting in any manner deemed by the Sponsor acting reasonably, to be unsportsmanlike or disruptive, or with intent to annoy, abuse, threaten or harass any other person and void all associated Entries and/or registrations. CAUTION: ANY ATTEMPT BY A USER, YOU OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVE THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

10.  LIMITATIONS OF LIABILITY: To the extent permitted by law, the Sponsor assume no responsibility or liability for (a) lost, late, stolen, undelivered, inaccurate, incomplete, delayed, misdirected, damaged or garbled registrations, Entries, URLs, or emails; (b) any incorrect or inaccurate Entry information, or for any faulty or failed electronic data transmissions; (c) any unauthorized access to, or theft, destruction or alteration of Entries or registrations at any point in the operation of this Promotion; (d) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites, servers, computers or providers utilized in any aspect of the operation of the Promotion; (e) inaccessibility or unavailability of the Internet or the Web Site or any combination thereof or for computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the Promotion, including, without limitation, errors or difficulties which may occur in connection with the administration of the Promotion, the processing of Entries, social networking posts, or registrations, the announcement of the prizes, or in any other Promotion-related materials; or (f) any injury or damage to participants or to any other person's computer which may be related to or resulting from any attempt to participate in the Promotion. If, for any reason, the Promotion (or any part thereof) is not capable of running as planned for reasons which may include, without limitation, infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of this Promotion, then the Sponsor reserve the right at their sole discretion to cancel, terminate, modify or suspend the Promotion in whole or in part. If terminated, the Sponsor will award the prizes from among all non-suspect, eligible Entries received for the Promotion up to the time of such action.

11.  RELEASES: To the extent permitted by law, all participants, as a condition of participation in this Promotion, agree to release, hold harmless and indemnify the Sponsor from and against any and all liability, claims, damages, or actions of any kind whatsoever for injuries, damages, or losses to persons or property which may be sustained, in whole or in part, directly or indirectly, in connection with (i) participation in any aspect of the Promotion, (ii) the receipt, ownership or use of the prize awarded, including any travel associated with any prize, (iii) participant’s registration material on any related website, or (iv) any typographical or other error in these Official Rules. 


13. ARBITRATION PROVISION:  By participating in this Promotion, each entrant (and any minor entrant’s parent or legal guardian) agrees: (i) that any and all disputes the entrant may have with, or claims entrant may have against, the Sponsor relating to, arising out of or connected in any way with (a) the Promotion, (b) the awarding or redemption of any prize, and/or (c) the determination of the scope or applicability of this agreement to arbitrate, will be resolved exclusively by final and binding arbitration administered by JAMS and conducted before a sole arbitrator in accordance with the rules of JAMS; (ii) this arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. §§ 1-16; (iii) the arbitration shall be held in Boston, Massachusetts; (iv) the arbitrator’s decision shall be controlled by the terms and conditions of these Official Rules and any of the other agreements referenced herein that the applicable entrant may have entered into in connection with the Promotion; (v) the arbitrator shall apply Massachusetts law consistent with the FAA and applicable statutes of limitations, and shall honor claims of privilege recognized at law; (vi) there shall be no authority for any claims to be arbitrated on a class or representative basis, arbitration can decide only entrant’s and/or Sponsor’s individual claims; the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; (vii) the arbitrator shall not have the power to award punitive damages against the entrant or Sponsor; (viii) if the entrant is able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Sponsor will pay as much of entrant’s filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive; and (ix) with the exception of subpart (vi) above, if any part of this arbitration provision is deemed to be invalid, unenforceable or illegal, or otherwise conflicts with the rules of JAMS, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein.  If, however, subpart (vi) is found to be invalid, unenforceable or illegal, then the entirety of this arbitration provision shall be null and void, and neither entrant nor Sponsor shall be entitled to arbitrate their dispute.  For more information on JAMS and/or the rules of JAMS, visit their website at www.jamsadr.com.

For Residents of Canada and the United Kingdom: The above choice of law and jurisdiction (including in respect of arbitration) does not deprive entrants of the protection under mandatory statutory provisions that cannot be waived under the law which would have otherwise been applicable.  Nothing in these Official Rules shall be construed to limit or exclude any liability of the Sponsor for fraud, death or personal injury caused by the Sponsor’s negligence. Further, nothing in these Official Rules shall affect an entrant’s statutory rights.

14. PRIVACY: Except as noted in these Official Rules, information collected for this Promotion is used only for the purpose of Promotion administration and winner notification and will not be re-used, sold or shared in any manner by the Promotion Parties or any third parties unless you have elected to receive additional information or promotional material from the Sponsor, or a third party. By participating in the Promotion, participant agrees to all of the terms and conditions of the Sponsor’s Privacy Policy, which is available at https://www.sendwave.com/privacy-policy. In the event of any discrepancy between the Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and govern. 

15.  TAX INFORMATION: All federal, state, local, and other taxes on prizes and any other costs and expenses associated with prize acceptance and use not specified herein as being provided, are the sole responsibility of the applicable winner.

16. WINNERS LIST: To receive the list of winners of prizes (surname and state/province/territory and country of winner only), send a self-addressed, stamped envelope for receipt to Sendwave Shopping Spree Promotion Winners List Request, c/o Chime Inc (dba Sendwave) 100 Hanoa Street. Suite #9, Boston MA. (if sending from the US), Wave Transfer Ltd, 51 Eastcheap, London, EC3M 1DT, United Kingdom (if sending from the UK) or 2 Bloor Street West, Toronto, ON M4W 3E2 Canada.   If you object to any or all of your name or country being published or made available, please contact the Sponsor at wecare@Sendwave.com