NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING. VOID
WHERE PROHIBITED. The Sendwave Flight Promotion (the "Promotion") begins at 1:00:00 PM Eastern Time (“ET”) on August
11, 2023 and ends at 11:59:59 PM ET on September 8, 2023 (the “Promotion Period”). All references to date and time are to United
States Eastern Time. Please see world clock for time zone conversion information.
The Sponsor of the Promotion is Chime Inc, 600 17th Street, Suite 200 South, Denver, Colorado, 80202
1. ELIGIBILITY: The Promotion is open only to legal residents of the 50 United States and the District of Columbia (excluding New York and Florida), the
United Kingdom (excluding Northern Ireland) and Canada, (excluding Quebec) who are age of majority or older in their
country of residence as of date of entry, and have signed up to the Sendwave app before or during the entry period (the
sign-up process is free and simple) and have made a money transfer as per 2.a below. Employees, officers and directors
of Sendwave (“Sponsor”), and their respective parent companies, affiliates, subsidiaries, advertising, contest, fulfilment
and marketing agencies, (collectively, “Promotion Parties”) their immediate families (parent, child, sibling and spouse and
their respective spouses, regardless of where they reside) and persons living in the same households as such individuals
(whether related or not) are not eligible to participate in this Promotion or win a prize. By participating in this Promotion,
you agree to these Official Rules and to the decisions of the Sponsor, which are final and binding in all respects. Void in
any country or jurisdiction not listed above and where prohibited by law, rule or regulation.
2. HOW TO ENTER THE PROMOTION: There are two ways to enter this Promotion:
a. MONEY TRANSFER: To enter, log into your Sendwave account and within the Promotion Period complete a money
transfer transaction of a minimum amount of: three hundred United States dollars for people sending from the United
States, three hundred Canadian dollars for people sending from Canada, three hundred pounds for people sending
from the UK (USD $300, CAD $300 or £300) to The Philippines, Ghana, Kenya, Uganda, Liberia, Vietnam and Morocco. Upon completing your money transfer/s, you will receive one (1) entry
into the Sweepstakes for a minimum of $USD300/CAD$300/£300 transferred, with multiple entries (limited up to
five entries) for multiples of $USD100/CAD$100/£100 sent thereafter whether in a single or in multiple transactions
during the Sweepstakes period.
b. A completed money transfer transaction means a transaction that has been successfully paid out to and received
by the intended recipient using the Sendwave app. Transactions which are incomplete, voided, undelivered or
refunded, for whatever reason will not be considered as a money transfer for the purposes of this Promotion.
c. ALTERNATE METHOD OF ENTRY (AMOE): To enter without completing a money transfer, visit
www.Sendwave.com/en/winaflight/s (the "Website") and enter your true and correct information, including your
email address associated with your Sendwave account, on the registration form in the required fields (required fields
include full name and phone number). Upon registering, you will receive one (1) Entry into the Prize Draw.
There is a limit of one (1) entry per person, regardless of what method of entry is chosen by the entrant. All duplicate
entries will be automatically disqualified.
d. There is no additional entry fee to enter the Promotion.
e. The Sponsor reserves the right to reject an entry, where an Entrant is in breach of these Promotion terms and
conditions and / or where any money transfer is made and / or entry received by us before or after the Promotion
Period.
f. Unfortunately we cannot accept responsibility for any entries not received by us for any reason and we cannot
guarantee entry for mis-spelt, corrupt or ineligible entries, or entries where any of the information provided is incorrect.
g. We will not tolerate any attempts to excessively manipulate the outcome in any of our Promotions. No bulk,
automated, machine assisted, third-party, syndicate, or other group entries will be accepted, including using multiple
emails or Sendwave accounts. We will disqualify any entries which appear to have used any
of these methods.
3. PRIZES: There are twenty (20) individual prizes available to be won in this Promotion, each consisting of a round-trip flight
up to the value of USD$1000 / GBP £820/ CAD $748 (the “Prize”). The total approximate retail value of all Prizes is USD
$20,000.00. Each Prize includes a round trip ticket awarded to a single Sendwave user to their destination of choice up to
the value of USD $1,000.00 only.
Prizes will only be awarded upon winner redemption, confirmation, verification and final approval of the Sponsor. Winners
will be required to sign an eligibility and liability release and any winners from the United States will be required to complete
a 1099 tax form in order to receive the Prize.
The Prize will be fulfilled by a third party provider, Flight Gift www.flightgift.com - The winner’s details will be provided to
Flight Gift and the winners will be required to work with Flight Gift to redeem their prize and book their flights. Sponsor
reserves the right to change the third party provider. In order to redeem a Prize, the winner will need to agree to any terms
and conditions of the third party agency and airlines, including timeframes for redemption and bookings, otherwise the Prize
will be invalidated.
If the cost of the flight is more than USD$1,000 / CAD$1,367/ GBP £820, the winner will be required to pay the additional
cost for the flight. If the price of the flight is less than USD$1,000 / CAD$1,367/ GBP £820, the winner will be given the
remaining balance as a credit voucher. The same rules as outlined in these terms and conditions will apply to any
subsequent flight booked with the credit voucher.
All winners are responsible for ensuring they meet any legal requirements for travel including holding a valid passport and
any visa requirements. Prize may be considered a taxable benefit and the winner will be directly responsible for any taxes
payable.
4. PRIZE RESTRICTIONS: All travel is subject to availability. The Prize is for the cost of a flight only. It does NOT include
additional or incidental travel related costs such as (but not be limited to) spending money, accommodation, insurance,
travel to or from airports or other general transportation costs, costs for food or beverages, costs associated with seat
allocation or baggage, etc. Such costs will need to be paid for by the winner. Country of origin for flight is the relevant country
or US State where the winner resides.
No substitution, transfer of any Prize or cash alternative permitted, except by Sponsor who reserves the right, in its sole
discretion, to substitute a Prize of equal or greater value, if Prize, or portion of prize, becomes unavailable. Sponsor is not
responsible for late, lost, stolen, damaged, delayed, or undelivered Prizes.
5. PRIZE DRAW: The Promotion will consist of twenty (20) individual drawings, where one winner selected will win one prize,
for a total of twenty (20) winners. Winners will be selected via an electronic randomised drawing process. The Prize draw
will be conducted in the United Kingdom on September 15, 2023 from all eligible entries received during the Promotion
Period.
Winners will be contacted via email and for all valid and verified winners, Prizes will be delivered within 30 days of the draw.
If a winner cannot be contacted by 15 October 2023, the Sponsor reserves the right not to award the Prize, or conduct
a re-draw.
6. ODDS OF WINNING: Odds of winning depend on the number of eligible entries received during the Promotion Period.
PRIZES ARE AWARDED “AS IS” WITH NO GUARANTEE. ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED,
INCLUDING THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE
HEREBY DISCLAIMED BY THE SPONSOR TO THE EXTENT PERMITTED BY APPLICABLE LAW. ALL PRIZE
DETAILS THAT ARE NOT SPECIFIED HEREIN ARE AT SPONSOR’S SOLE BUT REASONABLE DISCRETION. ANY
COSTS AND EXPENSES ASSOCIATED WITH PRIZE ACCEPTANCE AND USE NOT SPECIFIED HEREIN AS BEING
PROVIDED ARE WINNERS’ SOLE RESPONSIBILITY.
7. GENERAL: Each winner hereby expressly grants to the Sponsor and their respective designees all rights to use and publish
his/her name, likeness (photographic or simulated), voice, and place of residence for all purposes, including without
limitation, advertising, marketing, promotional and publicity purposes in connection with this Promotion (“Advertising”), in
any and all media now or hereafter devised, worldwide in perpetuity, without any form of notice or any amount or kind of
compensation or permission, except where prohibited by applicable law. All copyright, trademark or other intellectual
property rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winning participant hereby
disclaims and waives any claim of right to such Advertising.. Such Advertising shall be solely under the control of Sponsor
and/or its licensors, and each winner hereby waives any claim of control over the Advertising content as well as any possible
claims of misuse of such winning recipient’s name, likeness or voice under contract, tort or any other theory of law. The
Sponsor does not assume any responsibility for any disruption in the Promotion, including but not limited to the failure or
interruption of any internet service provider. In the event there is a discrepancy or inconsistency between disclosures and
other statements contained in any Promotion materials and the terms and conditions of these Official Rules, these Official
Rules shall prevail, govern, and control. In no event will more prizes be awarded than those listed in Rule #3. All federal,
state, provincial/territorial and local laws and regulations apply. All decisions as to these Official Rules and interpretations
thereof are exclusively within the sole discretion of the Sponsor and may be changed from time to time without notice. The
Sponsor reserves the right to cancel or modify the Promotion at any time without notice. A potential winner may be requested
to provide the Sponsor with proof that the potential winner is the authorized account holder of the email address associated
with the winning Entry. If, in Sponsor’s sole determination, a dispute cannot be resolved, the Entry will be deemed ineligible.
Entries generated by a script, macro or other automated means will be disqualified. Entries that are incomplete, garbled,
or corrupted are void and will not be accepted.
8. CONDUCT: By participating in this Promotion, you agree to be bound by these Official Rules and any third party conditions
required for fulfillment of the Prize. The decisions of the Sponsor, shall be final, binding and non-appealable in all respects.
Failure to comply with these Official Rules may result in disqualification. The Sponsor reserves the right at their sole
discretion to disqualify any individual found to be tampering with the participation process or the operation of the Promotion
or to be acting in any manner deemed by the Sponsor to be in violation of the Official Rules or to be acting in any manner
deemed by the SPonsor acting reasonably, to be unsportsmanlike or disruptive, or with intent to annoy, abuse, threaten or
harass any other person and void all associated Entries and/or registrations. CAUTION: ANY ATTEMPT BY A USER, YOU
OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE
PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, THE
SPONSOR RESERVE THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES)
FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.
9. LIMITATIONS OF LIABILITY: To the extent permitted by law, the Sponsor assume no responsibility or liability for (a) lost,
late, stolen, undelivered, inaccurate, incomplete, delayed, misdirected, damaged or garbled registrations, Entries, URLs, or
emails; (b) any incorrect or inaccurate Entry information, or for any faulty or failed electronic data transmissions; (c) any
unauthorized access to, or theft, destruction or alteration of Entries or registrations at any point in the operation of this
Promotion; (d) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or
communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites,
servers, computers or providers utilized in any aspect of the operation of the Promotion; (e) inaccessibility or unavailability
of the Internet or the Web Site or any combination thereof or for computer hardware or software malfunctions, failures or
difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network,
typographical, printing or otherwise relating to or in connection with the Promotion, including, without limitation, errors or
difficulties which may occur in connection with the administration of the Promotion, the processing of Entries, social
networking posts, or registrations, the announcement of the prizes, or in any other Promotion-related materials; or (f) any
injury or damage to participants or to any other person's computer which may be related to or resulting from any attempt to
participate in the Promotion. If, for any reason, the Promotion (or any part thereof) is not capable of running as planned for
reasons which may include, without limitation, infection by computer virus, tampering, unauthorized intervention, fraud,
technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper
conduct of this Promotion, then the Sponsor reserve the right at their sole discretion to cancel, terminate, modify or suspend
the Promotion in whole or in part. If terminated, the Sponsor will award the prizes from among all non-suspect, eligible
Entries received for the Promotion up to the time of such action.
10. RELEASES: To the extent permitted by law, all participants, as a condition of participation in this Promotion, agree to release,
hold harmless and indemnify the Sponsor from and against any and all liability, claims, damages, or actions of any kind
whatsoever for injuries, damages, or losses to persons or property which may be sustained, in whole or in part, directly or
indirectly, in connection with (i) participation in any aspect of the Promotion, (ii) the receipt, ownership or use of the prize
awarded, including any travel associated with any prize, (iii) participant’s registration material on any related website, or (iv)
any typographical or other error in these Official Rules.
11. GOVERNING LAW/JURISDICTION: ALL ISSUES AND QUESTIONS CONCERNING THE CONSTRUCTION, VALIDITY,
INTERPRETATION AND ENFORCEABILITY OF THESE OFFICIAL RULES OR THE RIGHTS AND OBLIGATIONS OF
ENTRANTS OR SPONSOR IN CONNECTION WITH THE PROMOTION SHALL BE GOVERNED BY AND CONSTRUED
IN ACCORDANCE WITH THE INTERNAL LAWS OF THE COMMONWEALTH OF MASSACHUSETTS WITHOUT GIVING
EFFECT TO ANY CHOICE OF LAW OF CONFLICT OF LAW RULES OR PROVISIONS THAT WOULD CAUSE THE
APPLICATION OF ANY OTHER STATE’S LAWS.
12. ARBITRATION PROVISION: By participating in this Promotion, each entrant (and any minor entrant’s parent or legal
guardian) agrees: (i) that any and all disputes the entrant may have with, or claims entrant may have against, the Sponsor
relating to, arising out of or connected in any way with (a) the Promotion, (b) the awarding or redemption of any prize, and/or
(c) the determination of the scope or applicability of this agreement to arbitrate, will be resolved exclusively by final and
binding arbitration administered by JAMS and conducted before a sole arbitrator in accordance with the rules of JAMS; (ii)
this arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the
Federal Arbitration Act (“FAA”), 9 U.S.C. §§ 1-16; (iii) the arbitration shall be held in Boston, Massachusetts; (iv) the
arbitrator’s decision shall be controlled by the terms and conditions of these Official Rules and any of the other agreements
referenced herein that the applicable entrant may have entered into in connection with the Promotion; (v) the arbitrator shall
apply Massachusetts law consistent with the FAA and applicable statutes of limitations, and shall honor claims of privilege
recognized at law; (vi) there shall be no authority for any claims to be arbitrated on a class or representative basis, arbitration
can decide only entrant’s and/or Sponsor’s individual claims; the arbitrator may not consolidate or join the claims of other
persons or parties who may be similarly situated; (vii) the arbitrator shall not have the power to award punitive damages
against the entrant or Sponsor; (viii) if the entrant is able to demonstrate that the costs of arbitration will be prohibitive as
compared to the costs of litigation, Sponsor will pay as much of entrant’s filing and hearing fees in connection with the
arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive; and (ix) with the exception
of subpart (vi) above, if any part of this arbitration provision is deemed to be invalid, unenforceable or illegal, or otherwise
conflicts with the rules of JAMS, then the balance of this arbitration provision shall remain in effect and shall be construed
in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein. If,
however, subpart (vi) is found to be invalid, unenforceable or illegal, then the entirety of this arbitration provision shall be
null and void, and neither entrant nor Sponsor shall be entitled to arbitrate their dispute. For more information on JAMS
and/or the rules of JAMS, visit their website at www.jamsadr.com.
For Residents of the United Kingdom: The above choice of law and jurisdiction (including in respect of arbitration) does
not deprive entrants of the protection under mandatory statutory provisions that cannot be waived under the law which
would have otherwise been applicable. Nothing in these Official Rules shall be construed to limit or exclude any liability of
the Sponsor for fraud, death or personal injury caused by the Sponsor’s negligence. Further, nothing in these Official Rules
shall affect an entrant’s statutory rights.
13. PRIVACY: Except as noted in these Official Rules, information collected for this Promotion is used only for the purpose of
Promotion administration and winner notification and will not be re-used, sold or shared in any manner by the Promotion
Parties or any third parties unless you have elected to receive additional information or promotional material from the
Sponsor, or a third party. By participating in the Promotion, participant agrees to all of the terms and conditions of the
Sponsor’s Privacy Policy, which is available at https://www.sendwave.com/privacy-policy. In the event of any discrepancy
between the Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and govern.
14. TAX INFORMATION: All federal, state, local, and other taxes on prizes and any other costs and expenses associated with
prize acceptance and use not specified herein as being provided, are the sole responsibility of the applicable winner.
15. WINNERS LIST: To receive the list of winners of prizes (surname and state/province/territory and country of winner only),
send a self-addressed, stamped envelope for receipt by to Sendwave Flight Promotion Winners List Request, c/o Chime
Inc. 600 17th Street, Suite 300 South, Denver, Colorado, 80202. If you object to any or all of your name or country being
published or made available, please contact the Sponsor at wecare@Sendwave.com
SPONSORS: Sponsor of the raffle in the US and Canada: Chime Inc. (dba Sendwave), 100 Hano St, Suite #9, Boston, MA
02134. Sponsor of the raffle in the UK: Wave Transfer Ltd, 51 Eastcheap, London, EC3M 1DT, United Kingdom