Sendwave Pay

Send more money home from the US

Sendwave Pay is mobile banking made for senders*. Save every time you send in supporting countries. Spend without international fees when you visit home.

See if you are eligible for the waitlist in your Sendwave app**

* Sendwave is a financial technology company and is not a bank. Banking services provided by Piermont Bank; Member FDIC. The Sendwave Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

** You can join waitlist if you meet the eligibility criteria: currently living in the US, in the supported countries listed below, and have completed a money transfer with Sendwave

Receive a discount of up to 0.20%

in foreign exchange rates when you send a money transfer through Sendwave with your Sendwave Pay account from the US to the following countries:

Ivory Coast

Save on your transfers

when you send a money transfer through Sendwave with your Sendwave Pay account from the US when you send to the following countries:

Nigeria: Save 16.67%
Liberia: Save 6.67%

Earn 0.51% Annual Percentage Yield (APY) on the funds in your Sendwave Pay account

Annual Percentage Yield (APY) accurate as of September 5, 2023. Minimum amount to open a Sendwave Pay account is $0.00. An interest rate of 0.51% applies to entire balance. Interest rates may change after account is opened. Fees may reduce earnings.

Additional Features

No hidden fees

No minimum balance fees. Out-of-network fees apply.

Security & protection you can trust

Your funds are insured up to $250,000 by Piermont Bank, Member FDIC. Your information is protected with industry-grade encryption.

Travel internationally with ease

Pay no foreign transaction fees when you use your debit card outside the US.

Support that you can depend on

Reach live support 24/7 by phone or email to address any questions or issues.

Frequently Asked Questions

What is Sendwave Pay?
Who is eligible for Sendwave Pay?
How is Sendwave Pay better than my current bank account?
How much do I save if I use Sendwave Pay to remit?
Is there a fee to use Sendwave Pay?
Do I have to pay charges to move money from one bank to another?
Can I use Sendwave Pay overseas?
Will I get a debit card?
How long does it take to get my Sendwave debit card?
What should I do if I don’t receive my Sendwave debit card?
Can I withdraw or deposit cash at any ATM with my Sendwave debit card?
What should I do if I lose my card or need a replacement?
What should I do if I notice a suspicious transaction on my card?
What can I do if I want to cancel a transaction?
How do I set up direct deposit? Do I have to deposit 100% of my pay check?
Can I trust Piermont Bank? (Is it safe to put my money in Piermont Bank?)
What is Plaid?

Can't find what you need?

Check out our support center for more information.

Get started
sending money to
your loved ones

Simply download the app, link your debit card, verify your identity and quickly transfer money to your friends and loved ones. Seriously, it’s that simple.
Scan this QR code with your phone to download our app!