Sendwave allows you to make fast, affordable money transfers from countries in North America and Europe (USA, UK, Canada, France, Italy, Spain, and Ireland) to countries in Africa, Asia, The Americas and Lebanon. Using the Sendwave app, you can quickly send funds from Visa or MasterCard debit cards and PostePay cards in Italy and Correos cards in Spain. We send to mobile wallets and bank accounts in multiple counties, please see country pages for specific details.
Every sender has maximum limits on how much they can send per day and per month. These are called sending limits. You can view your daily and monthly sending limits, as well as your usage, by going to the Menu and tapping on My Limits. If you are a sender in the US, UK or EU, you do not need to take any action to raise your sending limits. Your sending limits will be automatically raised as soon as you are eligible. If you are a sender in Canada, once you are eligible to request higher sending limits, you can make a request through your My Limits page. Our team will review your request and get back to you as soon as possible. Note: Due to Thailand’s domestic regulations, you can only send up to 50,000 THB at a time in one transfer.
Our commitment is always to save you as much time and money as possible each time you send! We currently send from the USA, Canada, UK, Spain, Italy and Ireland to Liberia. For transfers to Liberia from the USA, the fee is 3% of the amount sent or a maximum fee of 6 USD/CAD/EUR/GBP, whichever is less. However, MTN withdrawal fees are not covered by Sendwave when you send a transaction. Those fees are only applied if you decide to withdraw the funds from your wallet. Here is link to their withdrawal fee schedule: https://lonestarcell.com/momo-tariff/ to learn more.
Our commitment is always to save you as much time and money as possible each time you send! For all transfers to Senegal we don’t charge a fee.
Sendwave charges no or low fees in all markets it serves, saving you tons of money each time you send! For countries where there is no fee, like Ghana, Kenya, Tanzania, Uganda, and Bangladesh, we just make a small percentage on the exchange rate that you see on the main page of the app. For countries where there is a fee, like Liberia, we aim to keep our rates low and ensure sending remains affordable.
Sendwave allows you to make fast, affordable money transfers from countries in North America and Europe (USA, UK, Canada, France, Italy, Spain, and Ireland) to countries in Africa, Asia and The Americas. Using the Sendwave app, you can quickly send funds from Visa or MasterCard debit cards and PostePay cards in Italy and Correos cards in Spain. We send to mobile wallets and bank accounts in multiple counties, please see country pages for specific details.
For users in the United States who are sending USD to USD, the fee will be 1% to send. For users sending from Europe, the United Kingdom or Canada, there will be no fee to send to USD.
Just like we did when sending to Naira accounts, security is a major priority for Sendwave. We’ve added two steps to help ensure the security of your transfer on top of our existing security. When sending via cash pickup, once you send you and your recipient will receive a unique code for the transaction. Your recipient will need to take that code to any Access bank branch and present it to the bank teller. Once the bank teller authenticates that code, your recipient will then receive a password via SMS they will submit to collect the funds.
The unique code voucher will be sent to your recipient quickly after initiating the transfer. They will then need to visit an Access or Zenith bank branch Monday through Friday between 8 am and 4 pm WAT to collect the funds. The funds do need to be picked up within a 7 days a of the transfer being sent.
To send via USD cash pickup you just need your recipients full name and their phone number - it’s that simple :)
The funds can be picked up at any Access or Zenith Bank branch. Your recipient can find the closest branch to them by checking Access bank branches here: https://www.accessbankplc.com/Contact-Us/Branch-ATM-Locator/Open-Branches.aspx and Zenith branches here: https://zenithbank.com/branches/
To collect funds, recipients need to bring an ID with them to verify their identity. To collect funds from Access Bank, they can present: international passport, driver’s license, national ID card, INEC registration card, or Bank Verification Number (BVN).
If your recipient does not receive their one time password after submitting the transfer’s unique code to the bank teller, please call us at our Sendwave support number. We’d be happy to help get you the password and then you can share it directly with your recipient.
The funds need to be picked up within 7 days of the transfer being sent. After 7 days the transaction will be cancelled and your debit card will not be charged.
You can! You can now send to domiciliary accounts at Access, GTB, and First Bank. We are working on adding more banks soon as well :)
You can choose to transfer Naira or US Dollars (USD) to Nigeria. Currently we are not sending from the UK, but we hope to be soon. Download the Sendwave app to stay informed when this happens.
Sendwave does not charge any fees for money transfers to Haiti to a Unitransfer or MonCash. If you send USD from Canada or Europe, you not pay any fees. However if you send USD from the US, Sendwave charges 2.5% and cap at $12.
You can send to a MonCash Elaji account, cash pick-up, or to a bank account in US dollar.
Due to a recent policy change, Postepay cards now need to be enabled to make money transfers. Unless you enable your card to make transfers, you will not be able to save the card in Sendwave. The following video shows you how to enable the option for money transfers within the PostePay app. You can see how to do so here.
With Sendwave you can only send money using your debit card. With the Sendwave app, you can send money with your phone, anytime, anywhere and securely. You do not need to spend time driving to an agent and you will not pay a fee.
When you send money to your recipient, the funds will be deposited directly into their bank account within a few minutes. Your funds are not stored in our bank accounts, but moved quickly to your recipient's bank account.
Sendwave charges zero fee on money transfers to Vietnam
You can send to Thailand from the US, Canada, France and the UK using the Sendwave App.
Sendwave charges zero fees on money transfers to Thailand.
$1/ CAD 1 /1 Euro /1 GBP
Every sender has maximum limits on how much they can send per day and per month. These are called sending limits. You can view your daily and monthly sending limits, as well as your usage, by going to the Menu and tapping on My Limits. If you are a sender in the US, UK or EU, you do not need to take any action to raise your sending limits. Your sending limits will be automatically raised as soon as you are eligible. If you are a sender in Canada, once you are eligible to request higher sending limits, you can make a request through your My Limits page. Our team will review your request and get back to you as soon as possible. Note: Due to Thailand’s domestic regulations, you can only send up to 50,000 THB at a time in one transfer.
You can send to Madagascar from the US, Canada, France, Belgium, the UK, Spain and Italy using the Sendwave App.
Sendwave charges zero fees on money transfers to Madagascar.
No, Sendwave will not send the recipient a delivery SMS. Recipients will receive a message from their carrier once the transaction is successful and funds have been added to their mobile wallet (if they have subscribed to SMS alerts from their carrier)
Sendwave offers fee-free transfers to Airtel & Orange Money mobile wallets. If your recipient wants to withdraw cash, the phone carriers may apply their own fees for withdrawing funds.
Yes as long as you use a debit card with a security code
You can send to Morocco from the US, Canada, France, Italy, Spain and the UK using the Sendwave App.
Sendwave charges zero fees on money transfers to Morocco.
You will need the recipient’s full legal name and phone number.
No, we can only send via cash pickup.
Chaabi Cash agent branches are open Mon-Sat every week from 9am to 6pm. Some branches are open until 10pm and also operate on Sundays. You can get more information by visiting Chaabi Cash’s website (https://www.chaabicash.ma/fr/) or calling their helpline (+212 052 242 1800).
You can send to Indonesia from the US, Canada, France and the UK using the Sendwave App.
Sendwave charges zero fees on money transfers to Indonesia.
Your funds will be delivered quickly when sent between 1am to 11pm (Indonesia time) to bank accounts at BRI, Mandiri, BNI, BNI Syriah and Permata. For accounts at BCA, other banks and Ovo, your funds will be delivered within minutes when sent between 5am to 11pm (Indonesia time).
You can send money to more than 150 banks in Indonesia including Bank Mandiri, BRI, BCA, BNI BYN and Bank Syariah Indonesia. A complete list of the banks can be found in the Sendwave app.
You can send money to more than 150 banks in Indonesia including Bank Mandiri, BRI, BCA, BNI BYN and Bank Syariah Indonesia. A complete list of the banks can be found in the Sendwave app.
You can send to Lebanon from the US, Canada, France, Spain, Italy, Belgium and Ireland using the Sendwave App.
There is no fee when sending to Lebanon from France, Italy, Spain, Belgium, Canada and Ireland. When sending from the US, the payable fee is 2.6% of your transfer amount and the fee is capped at $20.
You can send up to $999 per transaction.
You can send to Haiti from the United States, Canada, France, Ireland, Spain using the Sendwave App.
You send in your local currency - USD from the US, CAD from Canada and Euro from Europe - funds are delivered in HTG (Haitian Gourdes) if you sent to a MonCash recipient or Unitransfer -funds are delivered in US dollar if you send to a USD bank account.
You can send to The Gambia from the US, UK, France, Spain, Italy, Belgium, Canada and Ireland using the Sendwave App.
Using Sendwave, you can send money directly to Wave mobile money wallets in The Gambia.
There is no fee when sending to The Gambia from the United States, United Kingdom, France, Italy, Spain, Belgium, Canada and Ireland.
No, there will be no local taxes applied on your transfers.
No, funds are delivered straight into your recipient’s Wave mobile wallet. They can withdraw the money from any official Wave agent. They will need to bring their smartphone with the Wave app, or their Wave card to the agent location. If your recipient does not have a Wave account, they will receive an SMS with a code which they can present to any official Wave agent to receive the funds. Make sure you save your recipient on your Sendwave account under their real name, that matches their ID if they do not have a Wave account.
They can visit any official Wave agent. They can call 1222 to speak to a Wave representative who will direct them to the nearest location.
Withdrawals are fee-free.
To open a Wave account, they just need a Gambian phone number and can download the app if they have a smartphone. They can also visit an official Wave agent.
Call our international helplines for support.
Note: French support has limited hours.