Remittance Service Agreement

Haiti $50 Giveaway

IMPORTANT: Please read these Official Rules before participating in this Promotion.  Your participation in this Promotion constitutes your agreement to an acceptance of  these Rules and the decisions of the Sponsor, which are final and binding. Winning a  Prize is contingent upon being and staying in compliance with these Rules.  

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT  INCREASE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL AND  MUNICIPAL LAWS AND REGULATIONS APPLY. VOID WHERE PROHIBITED.

Sendwave Haiti December $50 Credit Giveaway Promotion

Official Rules

1. PROMOTION SPONSOR AND PROMOTION PERIOD: The Sponsor of the Promotion is  Chime Inc (dba Sendwave) 100 Hano Street, Suite #9, Boston MA, 02134. The Sendwave  Haiti December $50 Credit Giveaway Promotion (the “Promotion”) begins at 1:00 pm Eastern Time (“ET”) on December 1, 2023 and ends at 12:59 pm ET on December 29, 2023 (the “Promotion Period”). All references to date and time are to the United States  Eastern Time. Please see world clock for time zone conversion information. The computer clock of the Sponsor is the official time-keeping device in the Promotion.  

2. ELIGIBILITY: The Promotion is open only to legal residents of the 50 United States, Canada (excluding Quebec), and France who are age of majority or older in their country  of residence as of date of entry, and have signed up to the Sendwave app before or during  the Promotion Period (the sign-up process is free and simple) and have brought three new  users who have downloaded the Sendwave App and made a money transfer as per 3.a  below. Employees, officers and directors of the Sponsor, and their respective parent  companies, affiliates, subsidiaries, advertising, contest, fulfilment and marketing agencies,  (collectively the “Promotion Parties”) their immediate families (parent, child, sibling and  spouse and their respective spouses, regardless of where they reside) and persons living  in the same households as such individuals (whether related or not) are not eligible to  participate in this Promotion or win a prize. By participating in this Promotion, you agree to  these Official Rules (the “Rules”) and to the decisions of the Sponsor, which are final and  binding in all respects. Void in any country or jurisdiction not listed above and where  prohibited by law, rule or regulation.  

3. HOW TO ENTER THE PROMOTION: There are two ways to enter this Promotion:

a. DOWNLOAD, CREATE ACCOUNT & ADD PROMOCODE: To enter the promotion, follow these steps:

1) Tag 3 people under the influencer’s posting.

2) Ensure your referees download the Sendwave Application.

3) Ensure your referees sign up and add the influencer’s promo code within the  allocated timeline.

4) Finally, send an email to wecare@sendwave.com using your registered email  address with Sendwave. Mention: "I referred these three people (name and  last name) to The Sendwave Haiti December $50 Credit Giveaway

Promotion, and they have downloaded the App and registered with the  promo code within the Promotion Period."

b. ALTERNATE METHOD OF ENTRY (AMOE): To enter without completing a money transfer transaction, send an email to wecare@sendwave.com using your Sendwave registered email address.  

c. There is a limit of five (5) entries per person. All entries above this maximum number will be automatically disqualified.

d. There is no additional entry fee to enter the Promotion.

e. The Sponsor reserves the right to reject an entry, where an Entrant is in breach of these  Rules, the Sendwave use of service Terms and Conditions and / or where any successful  money transfer is made and / or entry received by the Sponsor before or after the Promotion  Period.

f. Unfortunately we cannot accept responsibility for any entries not received by us for any  reason and we cannot guarantee entry for mis-spelt, corrupt or ineligible entries, or entries  where any of the information provided is incorrect.

g. We will not tolerate any attempts to excessively manipulate the outcome in any of our  Promotions. No bulk, automated, machine assisted, third-party, syndicate, or other group  entries will be accepted, including using multiple emails or Sendwave accounts. We will  disqualify any entries which in our reasonable opinion appear to have used any of these  methods.

4. PRIZES: There are forty (40) individual prizes available to be won in this Promotion, each  consisting of a credit of $ 50USD / CAD $50 / EUR €50 (the “Prize”). The total approximate  retail value of all Prizes in USD is $2000.

Prizes will be credited only to the winner's Sendwave account.

5. PRIZE RESTRICTIONS: The prize will be awarded solely in the form of credit. No  substitution, transfer of any Prize or cash alternative permitted, except by Sponsor who  reserves the right, in its sole discretion, to substitute a Prize of equal or greater value, if  Prize, or portion of prize, becomes unavailable. Sponsor is not responsible for late, lost,  stolen, damaged, delayed, or undelivered Prizes.  

6. PRIZE DRAW: The Promotion will consist of 10 individual drawings per week for 4 weeks, where the winner selected will win one prize, for a total of $50. Winners will be selected via

an electronic randomised drawing process. The Prize draw will be conducted in the United States every Friday at 3 pm from all eligible entries received during the Promotion Period.

Winners will be contacted via email/through influencers and for all valid and verified winners, Prizes will be delivered within 7 days of the draw. If a winner cannot be contacted  by January 7th, 2024, the Sponsor reserves the right not to award the Prize, or conduct a re-draw.

7. ODDS OF WINNING: Odds of winning depend on the number of eligible entries received during the Promotion Period.

PRIZES ARE AWARDED AS IS” WITH NO GUARANTEE. ALL WARRANTIES,  WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF  MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE HEREBY  DISCLAIMED BY THE SPONSOR TO THE EXTENT PERMITTED BY APPLICABLE  LAW. ALL PRIZE DETAILS THAT ARE NOT SPECIFIED HEREIN ARE AT SPONSORS  SOLE BUT REASONABLE DISCRETION. ANY COSTS AND EXPENSES ASSOCIATED  WITH PRIZE ACCEPTANCE AND USE NOT SPECIFIED HEREIN AS BEING PROVIDED  ARE WINNERSSOLE RESPONSIBILITY.

8. GENERAL: Each winner hereby expressly grants to the Sponsor and their respective  designees all rights to use and publish his/her name, likeness (photographic or simulated),  voice, and place of residence for all purposes, including without limitation, advertising,  marketing, promotional and publicity purposes in connection with this Promotion  (“Advertising”), in any and all media now or hereafter devised, worldwide in perpetuity,  without any form of notice or any amount or kind of compensation or permission, except  where prohibited by applicable law. All copyright, trademark or other intellectual property  rights in such Advertising shall be owned by Sponsor and/or its licensors, and each winning  participant hereby disclaims and waives any claim of right to such Advertising.. Such  Advertising shall be solely under the control of Sponsor and/or its licensors, and each  winner hereby waives any claim of control over the Advertising content as well as any  possible claims of misuse of such winning recipient’s name, likeness or voice under  contract, tort or any other theory of law. The Sponsor does not assume any responsibility  for any disruption in the Promotion, including but not limited to the failure or interruption of  any internet service provider. In the event there is a discrepancy or inconsistency between  disclosures and other statements contained in any Promotion materials and the terms and  conditions of these Official Rules, these Official Rules shall prevail, govern, and control. In  no event will more prizes be awarded than those listed in Rule #3. All federal, state,  provincial/territorial and local laws and regulations apply. All decisions as to these Official  Rules and interpretations thereof are exclusively within the sole discretion of the Sponsor and may be changed from time to time without notice. The Sponsor reserves the right to  cancel or modify the Promotion at any time without notice. A potential winner may be  requested to provide the Sponsor with proof that the potential winner is the authorized  account holder of the email address associated with the winning Entry. If, in Sponsor’s sole  determination, a dispute cannot be resolved, the Entry will be deemed ineligible. Entries  generated by a script, macro or other automated means will be disqualified. Entries that  are incomplete, garbled, or corrupted are void and will not be accepted.

9. CONDUCT: By participating in this Promotion, you agree to be bound by these Official  Rules and any third party conditions required for fulfillment of the Prize. The decisions of  the Sponsor, shall be final, binding and non-appealable in all respects. Failure to comply  with these Official Rules may result in disqualification. The Sponsor reserves the right at  their sole discretion to disqualify any individual found to be tampering with the participation  process or the operation of the Promotion or to be acting in any manner deemed by the  Sponsor to be in violation of the Official Rules or to be acting in any manner deemed by the  Sponsor acting reasonably, to be unsportsmanlike or disruptive, or with intent to annoy,  abuse, threaten or harass any other person and void all associated Entries and/or  registrations. CAUTION: ANY ATTEMPT BY A USER, YOU OR ANY OTHER INDIVIDUAL  TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF  THE PROMOTION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SHOULD  SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVE THE RIGHT TO SEEK  DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY  SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

10. LIMITATIONS OF LIABILITY: To the extent permitted by law, the Sponsor assume no  responsibility or liability for (a) lost, late, stolen, undelivered, inaccurate, incomplete,  delayed, misdirected, damaged or garbled registrations, Entries, URLs, or emails; (b) any  incorrect or inaccurate Entry information, or for any faulty or failed electronic data  transmissions; (c) any unauthorized access to, or theft, destruction or alteration of Entries  or registrations at any point in the operation of this Promotion; (d) any technical malfunction,  failure, error, omission, interruption, deletion, defect, delay in operation or communications  line failure, regardless of cause, with regard to any equipment, systems, networks, lines, cable, satellites, servers, computers or providers utilized in any aspect of the operation of  the Promotion; (e) inaccessibility or unavailability of the Internet or the Web Site or any  combination thereof or for computer hardware or software malfunctions, failures or  difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic,  computer, network, typographical, printing or otherwise relating to or in connection with the  Promotion, including, without limitation, errors or difficulties which may occur in connection  with the administration of the Promotion, the processing of Entries, social networking posts,  or registrations, the announcement of the prizes, or in any other Promotion-related  materials; or (f) any injury or damage to participants or to any other person's computer  which may be related to or resulting from any attempt to participate in the Promotion. If, for  any reason, the Promotion (or any part thereof) is not capable of running as planned for  reasons which may include, without limitation, infection by computer virus, tampering,  unauthorized intervention, fraud, technical failures, or any other causes which may corrupt  or affect the administration, security, fairness, integrity or proper conduct of this Promotion,  then the Sponsor reserve the right at their sole discretion to cancel, terminate, modify or  suspend the Promotion in whole or in part. If terminated, the Sponsor will award the prizes  from among all non-suspect, eligible Entries received for the Promotion up to the time of  such action.

11. RELEASES: To the extent permitted by law, all participants, as a condition of participation in this Promotion, agree to release, hold harmless and indemnify the Sponsor from and  against any and all liability, claims, damages, or actions of any kind whatsoever for injuries,  damages, or losses to persons or property which may be sustained, in whole or in part,

directly or indirectly, in connection with (i) participation in any aspect of the Promotion, (ii)  the receipt, ownership or use of the prize awarded, including any travel associated with any  prize, (iii) participant’s registration material on any related website, or (iv) any typographical  or other error in these Official Rules.  

12. GOVERNING LAW/JURISDICTION: ALL ISSUES AND QUESTIONS CONCERNING  THE CONSTRUCTION, VALIDITY, INTERPRETATION AND ENFORCEABILITY OF  THESE OFFICIAL RULES OR THE RIGHTS AND OBLIGATIONS OF ENTRANTS OR  SPONSOR IN CONNECTION WITH THE PROMOTION SHALL BE GOVERNED BY AND  CONSTRUED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE  COMMONWEALTH OF MASSACHUSETTS WITHOUT GIVING EFFECT TO ANY  CHOICE OF LAW OF CONFLICT OF LAW RULES OR PROVISIONS THAT WOULD  CAUSE THE APPLICATION OF ANY OTHER STATE’S LAWS.

13. ARBITRATION PROVISION: By participating in this Promotion, each entrant (and any  minor entrant’s parent or legal guardian) agrees: (i) that any and all disputes the entrant  may have with, or claims entrant may have against, the Sponsor relating to, arising out of  or connected in any way with (a) the Promotion, (b) the awarding or redemption of any  prize, and/or (c) the determination of the scope or applicability of this agreement to arbitrate,  will be resolved exclusively by final and binding arbitration administered by JAMS and  conducted before a sole arbitrator in accordance with the rules of JAMS; (ii) this arbitration  agreement is made pursuant to a transaction involving interstate commerce, and shall be  governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. §§ 1-16; (iii) the arbitration shall  be held in Boston, Massachusetts; (iv) the arbitrator’s decision shall be controlled by the  terms and conditions of these Official Rules and any of the other agreements referenced  herein that the applicable entrant may have entered into in connection with the Promotion;  (v) the arbitrator shall apply Massachusetts law consistent with the FAA and applicable  statutes of limitations, and shall honor claims of privilege recognized at law; (vi) there shall  be no authority for any claims to be arbitrated on a class or representative basis, arbitration  can decide only entrant’s and/or Sponsor’s individual claims; the arbitrator may not  consolidate or join the claims of other persons or parties who may be similarly situated; (vii)  the arbitrator shall not have the power to award punitive damages against the entrant or  Sponsor; (viii) if the entrant is able to demonstrate that the costs of arbitration will be  prohibitive as compared to the costs of litigation, Sponsor will pay as much of entrant’s filing  and hearing fees in connection with the arbitration as the arbitrator deems necessary to  prevent the arbitration from being cost-prohibitive; and (ix) with the exception of subpart (vi)  above, if any part of this arbitration provision is deemed to be invalid, unenforceable or  illegal, or otherwise conflicts with the rules of JAMS, then the balance of this arbitration  provision shall remain in effect and shall be construed in accordance with its terms as if the  invalid, unenforceable, illegal or conflicting provision were not contained herein. If,  however, subpart (vi) is found to be invalid, unenforceable or illegal, then the entirety of this  arbitration provision shall be null and void, and neither entrant nor Sponsor shall be entitled  to arbitrate their dispute. For more information on JAMS and/or the rules of JAMS, visit  their website at www.jamsadr.com.

For Residents of Canada and France: The above choice of law and jurisdiction (including in respect of arbitration) does not deprive entrants of the protection  under mandatory statutory provisions that cannot be waived under the law which would

have otherwise been applicable. Nothing in these Official Rules shall be construed to limit or exclude any liability of the Sponsor for fraud, death or personal injury caused by the  Sponsor’s negligence. Further, nothing in these Official Rules shall affect an entrant’s statutory rights.

14. PRIVACY: Except as noted in these Official Rules, information collected for this  Promotion is used only for the purpose of Promotion administration and winner notification  and will not be re-used, sold or shared in any manner by the Promotion Parties or any third parties unless you have elected to receive additional information or promotional material  from the Sponsor, or a third party. By participating in the Promotion, participant agrees to  all of the terms and conditions of the Sponsor’s Privacy Policy, which is available at https://www.sendwave.com/privacy-policy. In the event of any discrepancy between the  Sponsor’s Privacy Policy and these Official Rules, these Official Rules shall control and  govern.  

15. TAX INFORMATION: All federal, state, local, and other taxes on prizes and any other  costs and expenses associated with prize acceptance and use not specified herein as being  provided, are the sole responsibility of the applicable winner.  

16. WINNERS LIST: To receive the list of winners of prizes (surname and  state/province/territory and country of winner only), send a self-addressed, stamped  envelope for receipt to Sendwave Haiti December $50 Credit Giveaway Promotion Winners List Request, c/o Chime Inc (dba Sendwave) 100 Hanoa Street. Suite #9, Boston  MA. (if sending from the US), Sendwave SA Place Marcel Broodthaers 8, 1060 Saint-Gilles, Brussels, Belgium (if sending from France) or 2 Bloor Street West, Toronto, ON M4W 3E2  Canada. If you object to any or all of your name or country being published or made  available, please contact the Sponsor at wecare@sendwave.com.